Payment Flow Simulator

pain.001 → bank → pain.002 — the complete lifecycle

Walk through a real payment flow step by step. Fill in payment details, see the generated pain.001, choose a bank outcome, and get the parsed pain.002 response — all in one place.

1. Create payment→2. Generate pain.001→3. Simulate bank→4. View pain.002 result

This simulates what happens when you submit a payment batch to your bank and receive the status report back. All data is synthetic — for testing and development only.

Create payment

Review pain.001

Simulate bank

View result

Debtor — sending account

Name

IBAN

BIC

TransactionsTotal: EUR 4980.31

Payment 1

Creditor name

Creditor IBAN

Amount (EUR)

All processing happens in your browser. No payment data is sent to any server.